Items where Author is "Handayani, Erna"
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Hardiansyah, Septian Dwiki and Handayani, Erna and ., Purnadi and Innayah, Maulida Nurul (2025) The Role of Religiosity, Service Quality and Financial Technology on Saving Intention among Students in Indonesia. Asian Journal of Economics, Business and Accounting, 25 (2). pp. 343-359. ISSN 2456-639X